About
About Me
Pension Consultant. Financial Educator. Author.
Hi, I'm Bonnie Yam. I'm a pension consultant, financial professional, and author, and I'm passionate about helping individuals and organizations make better financial decisions.
On the pension side, I work with business owners and plan sponsors to design, manage, and improve retirement plans — including 401(k) plans and Cash Balance plans — with a focus on reducing costs, improving outcomes, and meeting fiduciary responsibilities.
Through Financial Wellness Tower, I bring financial education to life for employees. I make complex topics simple and fun, using videos, quizzes, real-life examples and humor, so people can build the knowledge and confidence to achieve their financial goals.
Whether it's a stronger retirement plan for a company or a brighter financial future for an individual, my goal is the same: more confident people and a more secure tomorrow.
11 professional credentials
MBA in Finance (University of Chicago); BA in Mathematics & Economics (Smith College); speaks English, Mandarin, Cantonese, French, and Spanish.
Better Financial Knowledge.
Brighter Futures.
Helping People, Plans and Businesses Build a Brighter Tomorrow.
Bonnie Yam · CFP® | CFA® | CVA | EA | CEPA®
Pension Consultant & Founder, Pension Maxima and Financial Wellness Tower
Pension Consulting
401(k) and Cash Balance Plans for Business Owners and Plan Sponsors
Financial Wellness
Practical, engaging education for employees
Author
Principles of Financial Wellness, Financial Wellness FAQ, Financial Wellness Tower Workbook, and Bonnie's Bulls
Making a Difference
More confident people. Stronger plans. Brighter futures.
Looking for Bonnie's books, videos, and updates? Visit Resources
The next step
Stay competitive. Find clarity.
Run the quick quote, or book a plan review call with Bonnie. No card, no upsell, no obligation — just a clear read on your fees, fiduciary process, and plan design.
